When you think about estate planning, pets might not be the first family members that come to mind. But for many Californians, pets are beloved companions—almost like children. That’s where a pet trust comes in. A pet trust is a legal arrangement that lets you provide for your animal’s care after you pass away or become incapacitated.
Pet trusts are growing in popularity as people realize that simply naming a friend or relative in their will may not be enough to ensure their pet is loved and looked after. A pet trust can offer enforceable instructions and financial resources to make sure your dog, cat, parrot, or even horse gets the care you want them to have.
How a Pet Trust Works
A pet trust is similar to other types of trusts in that it holds and manages funds for a specific purpose, but it has some important legal differences because the beneficiary is an animal rather than a person. In general, a pet trust works in the following way:
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You (the grantor) set up the trust and transfer money or property into it specifically for the benefit of your pet.
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You name a trustee who is legally responsible for managing the trust’s assets and ensuring they are used according to your instructions.
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You designate a caregiver—this can be the same person as the trustee or someone else—to provide daily care for your pet.
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You include detailed instructions for how your pet should be cared for, including diet, medical needs, routines, and even burial or cremation preferences.
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The trust ends when the last pet covered by it dies. Any remaining funds can go to a backup beneficiary or charity of your choice.
Why Pet Trusts Are on the Rise
More pet owners are making formal plans to protect their furry family members. According to The New York Times, some trusts have included plans for exotic pets, therapy animals, and even luxury pet lifestyles.
There’s also increasing awareness that informal arrangements—like asking a friend to take in your pet—can fall apart without legal backing. As ABA Journal explains, a pet trust can give you peace of mind that someone is legally obligated to follow your wishes.
In some cases, pet trusts can be quite large. The Wall Street Journal reports that some wealthy owners have left millions to their animals, but most pet trusts are modest and designed simply to cover vet bills, food, and care.
Legal Recognition of Pet Trusts in California
California law specifically recognizes pet trusts. Under California Probate Code § 15212, you can create a trust for the care of one or more designated domestic animals. The law ensures that:
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The trust can last for the life of the pet(s).
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The trustee has a legal duty to carry out the terms of the trust.
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If no trustee is named or able to serve, the court can appoint one.
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If excess funds remain after the pet’s death, they will go to a designated remainder beneficiary or be distributed as part of your estate.
Key Considerations When Creating a Pet Trust
When you set up a pet trust, it’s important to be specific and realistic. Keep these tips in mind:
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Name people you trust. The trustee and caregiver should be people who love animals and are committed to carrying out your plan.
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Include enough money. Estimate the actual costs of care, including food, grooming, boarding, and vet visits.
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Be detailed. Include your pet’s favorite food, toys, medications, and even sleeping arrangements.
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Plan for contingencies. What happens if your first-choice caregiver can’t serve? Name backups.
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Avoid overfunding. Courts can reduce excessive pet trust amounts. Keep it reasonable for your pet’s needs.
Is a Pet Trust Right for You?
If your pet is family, then a pet trust might be the right way to ensure they’re loved and protected after you’re gone. Whether you’re planning for a long-lived companion like a parrot or just want peace of mind about your dog or cat, a pet trust can offer clear, legally binding care instructions.
As CBC Radio noted, inheritance planning for pets is more complex than most people think—but a thoughtful plan today could spare your loved ones and your pet from heartache later.
If you’re ready to set up a pet trust or have questions about your estate plan, contact the Law Offices of David Knecht at (707) 451-4502. We’re here to help you protect every member of your family—even the four-legged ones.
